• Mortgage
• Home Equity Lines of Credit
• Home Equity Loans / Home Improvement Loans
• Auto Loans
• Personal Loans

Mortgage  

National Bank of Commerce has a team of experienced mortgage lenders who can respond to your mortgage needs with approvals within 24 to 48 hours. Mortgage options run the gamut from 40 year fixed rate mortgages to no money down mortgages. Other great options include:

• Conforming conventional mortgages with terms up to 40 years
• Adjustable rates mortgages: 3/1, 5/1 7/1
• Easy qualifier mortgages: stated income, stated assets
• Interest only mortgages
• 80% first mortgages, 20% second mortgages – eliminates mortgage insurance
• Jumbo mortgages
• FHA mortgages
• Mortgages with no closing costs

A National Bank of Commerce Mortgage Lender will be pleased to help you determine which option is right for you. For more information on current rates and options, please e-mail us at loaninquiry@natlbankofcommerce.com. Alternatively, please call us at either (708)544-5500 (Berkeley) or (630)285-5500 (Addison) and ask for the mortgage department.

Back To Top

Home Equity Lines of Credit

Apply Now!

Get a National Bank of Commerce home equity line of credit (HELOC) for the flexibility of using as much as you want, whenever you want.

• Low, flexible monthly payments let you pay just your interest
• Easy access by simply writing a check
• No points, closing costs, or application fees to open your Home Equity Line of Credit
• No annual fee for the first year, and a charge of only $35 thereafter.
• Good Safety net for unexpected expenses.

You could be paying less for your loans, starting today. A home equity line of credit (HELOC) is a variable rate loan based on the available equity in your home.

A HELOC is great for homeowners who want a lower initial rate then fixed rate loans, or those who want easy access to funds in case of emergency.

Access checks allow you to withdraw money when you need it. As you pay, the remaining line of credit is available to you to use any way you like – consolidate your credit card debt, pay off auto loans and personal loans, pay for educational expenses or home improvement – the choice is yours.

Have more questions? A National Bank of Commerce Personal Banker will be pleased to help you determine which option is right for you. For more information on current rates and options, please e-mail us at loaninquiry@natlbankofcommerce.com. Alternatively, please call us at either (708)544-5500 (Berkeley) or (630)285-5500 (Addison) and ask for the mortgage department.

Back To Top

Home Equity Loans / Home Improvement Loans

Apply Now!

Do you want to lower your monthly payments by paying off higher rate credit cards? Ho about funds to repair the roof, put in new windows, install a pool or take that trip to Europe? National Bank of Commerce’s Fixed-Rate Home Equity Loan can help you use the financial power of your home to make your big dreams come true, and fund your little ones, too.

• You can borrow the equity in your home and receive a single disbursement.
• Your interest rate and monthly payments will remain the same throughout the term of the loan.
• Pay it off without penalty at any time.
• No application fee, no closing costs, and there could be some tax savings for you.

Please consult your tax advisor for information regarding possible tax benefits of home equity loans.

Have more questions? Please email us at loaninquiry@natlbankofcommerce.com or call a personal banker today for your no-obligation loan consultation and find out which loan is right for you.

Auto Loans

Looking to purchase that brand new sedan or pre-owned convertible? Is it time to refinance your existing car loan? Let National Bank of Commerce help you make it happen with the best terms possible.

• Payment terms to meet your needs
• Fixed interest rates
• Quick approval
• Pay less interest the faster you pay back the loan
• Pay off loan without penalty at any time
  
  

For more information, please email us at loaninquiry@natlbankofcommerce.com

Back To Top

Personal Loans

National Bank of Commerce’s personal loans has all the flexibility to meet your lending needs. 

• Flexible terms
• Competitive rates
• Quick approvals
• Fixed rates and monthly payments
• No prepayment penalty  

Have more questions? Please email us loaninquiry@natlbankofcommerce.com or call a personal banker today for your no-obligation loan consultation and find out which loan is right for you.

Back To Top