*The Platinum Plus Checking Account requires an opening balance of $2,500. A $2,500 daily balance is required to waive the monthly service fee of $30.00. As of 5/7/08 the Annual Percentage Yield (APY) is 2.00% on collected balances $100,000 and over, and 1.50% APY on collected balances under $100,000. Interest rates are variable and subject to change without notice. Fees may reduce earnings. In order to receive advertised APY account must have a direct deposit, or 2 ACH Debits, or 6 external checks per month per account cycle. The account will be converted to a Platinum NOW Account if it does not reflect these minimum transaction requirements. Offer applies to new accounts only when opened with money not currently on deposit at National Bank of Commerce. Personal account ownerships only, Illinois accounts only. The daily balance limit on this account is $1,000,000. Rates are subject to change without notice.